Travel Insurance

When it rains, it pours.

We are all familiar with this saying, and indeed when things go wrong, they can go terribly wrong. This is why we advise all clients to purchase an insurance policy whenever they travel, especially for longer journeys out of the European Union.

A typical travel insurance policy covers the following:

• Loss/or theft of baggage and money

• Cost of purchasing items if your baggage is temporarily lost
• Cover in case of personal accidents
• Cancellation of your trip
• Costs for emergency medical assistance and hospital fees
• Personal liabilities
• Delayed or missed departures
• Loss of passport

We offer 2 main types of insurance: battleface and Campbell Irvine.

battleface – Travel Medical

battleface provides single-trip travel medical insurance coverage with the benefits and limits listed below. This product cannot be purchased more than 90 days in advance.

Benefits	Limits
Cancellation and Curtailment	2,000
Emergency Medical Expenses, Evacuation and Repatriation of Mortal Remains	5,000,000 (excess 250 or 50)
Hospital Benefit	25 per day, Maximum 100
Personal Accident	up to 250,000
Baggage	up to 5,000  (excess 250 or 50)
Personal Money and Passport	up to 5,000 (excess 250 or 50)
Personal Liability	500,000

Eligibility

This product is available to legal residents of the following countries:
Austria, Belgium, Bulgaria, Cyprus, Czech Republic, Denmark, Estonia, Finland, Germany, Greece, Iceland, Ireland, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Netherlands, Norway, Romania, Slovakia, Slovenia and Sweden.

Covid-19 Cover

benefits include cover for medical expenses caused by or resulting from COVID-19. Claims will be paid for medical expenses up to the amount shown in your schedule of benefits and subject to the terms and conditions of your policy. All other benefits remain available as standard for travellers aged one month or over on the date of travel and 79 years or under when the trip, for which this insurance is purchased, finishes.

battleface does not provide cover for quarantine or self-isolation, any type of trip cancellations, trip interruption, curtailment of a holiday or lockdowns in relation to COVID-19 or any governmental restriction

Crisis Response

battleface Crisis Response is not an insurance plan, but a service single-trip contract that provides protection and assistance up to 250,000 for victims of violent crimes, wrongful detention, mysterious disappearance, kidnapping, blackmail, extortion, political threats, hijacking, and acts of terrorism. This product cannot be purchased more than 90 days in advance. 

Additional coverage available for:

• Emergency political evacuation costs
• Legal expenses
• Fees and expenses of an independent interpreter
• Costs of relocation travel and accommodation
• Fees for emergency medical care incurred within twelve months of the covered crisis
• Fees and expenses of security guards temporarily retained solely and directly for the purpose of protecting Protected Person(s) located in the country where a crisis has occurred.

Crisis Response is currently not available for trips with the following destinations: Cuba, Crimea Libya, Iran, North Korea, Somalia, Syria, Sudan, Venezuela and Yemen.